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I called my insurance company again today, but this time a different line because I needed to talk to a "dedicated Health Plan Advisor" for this issue. I have this brochure they sent me about tax credits for these new Obamaplans, and it said to call to determine my eligibility and receive more info.

On hold, the audio was a little different. There was even a message about these tax credits! It describes the tax credit, and then says "To determine eligibility--" ...